Spending Audit

Track where your money actually goes (not where you think it goes) and find your top three stealth leaks.

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List your top five spending categories from last month and an honest estimate of the amount.*

Which of those categories felt aligned with the life you want, and which felt like a leak?*

What is the single biggest "stealth drain" — a small recurring spend that quietly adds up?*

If you redirected that stealth drain into savings or debt for one year, roughly how much would it be?*

What feeling triggers that spending most often (boredom, stress, social pressure, reward)?*

What is one non-spending replacement you could try the next time that feeling shows up?*

Educational Guide

A Spending Audit forces clients to confront the reality of their financial behavior versus their financial intentions. By identifying 'stealth leaks' and categorizing spending by value-alignment rather than just category, it removes the shame from budgeting and turns it into a tool for designing their ideal life.

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Spending Audit

Try the complete worksheet

List your top five spending categories from last month and an honest estimate of the amount.*

Which of those categories felt aligned with the life you want, and which felt like a leak?*

What is the single biggest "stealth drain" — a small recurring spend that quietly adds up?*

If you redirected that stealth drain into savings or debt for one year, roughly how much would it be?*

What feeling triggers that spending most often (boredom, stress, social pressure, reward)?*

What is one non-spending replacement you could try the next time that feeling shows up?*

Educational Guide

Built for the Client Experience

Try the complete worksheet

List your top five spending categories from last month and an honest estimate of the amount.*

Which of those categories felt aligned with the life you want, and which felt like a leak?*

What is the single biggest "stealth drain" — a small recurring spend that quietly adds up?*

If you redirected that stealth drain into savings or debt for one year, roughly how much would it be?*

What feeling triggers that spending most often (boredom, stress, social pressure, reward)?*

What is one non-spending replacement you could try the next time that feeling shows up?*

Educational Guide

Built for the Client Experience

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